FIN 956:Bank Lending and Securities | My Assignment Tutor

FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 1 of 15 FIN 956:Bank Lending and Securities 6 credit pointsSubject InformationTrimester 2, 2021 Wollongong and Sydney On CampusThis subject will include both On Campus and Online Remote Study teaching options** as detailed in theLecture & Tutorial Sections of this outline. Please note that all class components can be undertaken online toaccommodate both staff and students’ changing circumstances throughout the session** REMOTE STUDY SUPPORT SITE:In addition to the Subject Moodle site, the Remote Study Support Moodle site (TCHR054_20) is accessible tosupport your studies from remote locations around the globe until you can return to on campus study. This sitewill appear as an additional site on your list of active Moodle subject sites. This site contains comprehensiveinformation with a range of resources related to teaching and learning as well as other student support informationFaculty Vision, Mission and PRMEThe Mission of the Faculty is to promote responsible leadership and sustainable business practice, and contributeto a stronger economy and a more just society. The Faculty Vision, Mission and Values statements can be foundathttps://business.uow.edu.au/vision-mission/index.htmlThe Faculty is also a signatory to the Principles of Responsible Management Education (PRME) and supports therealisation of the United Nations Sustainable Development Goals. More information on PRME can be found athttps://business.uow.edu.au/about/index.htmlTEACHING STAFF Teaching RoleCoordinator, Lecturer and TutorNameDr Shyam BhatiTelephone42215383Email[email protected]Room40.318Consultation TimesMonday15:30 -17:30 (Online) FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 2 of 15IMPORTANT INFORMATION FOR ALL STUDENTSThis important information must be read together with the Sydney Business School Student Handbook whichcontains relevant information on University of Wollongong (UOW) and Sydney Business School Policies. Thehandbook is found at https://moodle.uowplatform.edu.au/course/view.php?id=16092. It is your responsibility tocomply with these policies and processes.The Sydney Business School is the graduate business school of the Faculty of Business and Law at University ofWollongong. Our courses are delivered from campuses located at Circular Quay in Sydney and Wollongong aswell as University of Wollongong Dubai.Expectations of StudentsUOW values are intellectual openness, excellence and dedication, empowerment and academic freedom, mutualrespect and diversity, recognition and performance. We will provide a safe, equitable and orderly environment forthe University community, and expect each member of our community to behave responsibly and ethically (UOWStudent Conduct Rules https://documents.uow.edu.au/about/policy/learning/index.html ).We expect that students demonstrate these values and professional behaviour, both face to face and online, makinggenuine efforts to complete their studies successfully, arriving on time to class, taking part constructively in classdiscussions and activities, demonstrating appropriate professional and ethical conduct in all communication withUOW staff and community members, and submitting assignments on time (or completing a request for AcademicConsideration in advance if needed).Email Etiquette: Consultation with your subject coordinator and/or teachers via emailYour teachers receive many emails each day. Unless the email is of a personal nature, students should post theirquery on the subject Moodle forum site so all students can benefit from the information provided in the answer.If emailing directly, in order to enable them to respond to your emails appropriately and in a timely fashion,students are asked to observe basic requirements of professional communication:Consider what the communication is about Is your question addressed elsewhere (e.g. in this subject outline or, where applicable, on the subject’seLearning site)?Is it something that is better discussed in person or by telephone? This may be the case if your queryrequires a lengthy response or a dialogue in order to address. If so, see consultation times above and/orschedule an appointment.Are you addressing your request to the most appropriate person? Specific email title/header to enable easy identification of subject related/student emails Identify the subject code of the subject you are enquiring about (as your teacher may be involved in morethan one subject) in the email header. Add a brief, specific header after the subject code whereappropriate.Professional courtesy Address your teacher appropriately by name (and formal title if you do not yet know them).Use full words (avoid ‘text-speak’ abbreviations), correct grammar and correct spelling.Be respectful and courteous.Academics will normally respond within 1-2 business days. If the matter is urgent, you may wish totelephone the teaching staff whose contact details are given in this subject outline or contact the School.Please ensure that you include your full name and identify your seminar or tutorial group in your emailso that your teachers know who they are communicating with and can follow-up personally whereappropriate. FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 3 of 15Cyber BullyingThe University is committed to providing a safe, respectful, equitable and orderly environment for the Universitycommunity, and expects each member of that community to behave responsibly and ethically. Students mustcomply with the University’s Student Conduct Rules and related policies including the IT Acceptable Use Policyand Bullying Prevention Policy, whether undertaking their studies face-to-face, online or remotely.For more information on appropriate communication and etiquette in the online environment please refer to theguide Online and Email Etiquette or at https://www.uow.edu.au/student/learning-co-op/technology-andsoftware/email-etiquette/.CopyrightCommonwealth of AustraliaCopyright Regulations 1969©2021 University of WollongongThe original material prepared for this guide is covered by copyright. Apart from fair dealing for the purposes ofprivate study, research, criticism or review, as permitted under the Copyright Act, no part may be reproduced byany process without written permission.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 4 of 15Table of ContentsSECTION A: GENERAL INFORMATION ………………………………………………………………………………………..5SUBJECT DESCRIPTION……………………………………………………………………………………………………………5STUDENT LEARNING OUTCOMES …………………………………………………………………………………………..5UPDATES TO THIS SUBJECT…………………………………………………………………………………………………….5EXTRAORDINARY CHANGES TO THE SUBJECT OUTLINE……………………………………………………..5COURSE LEARNING OUTCOMES……………………………………………………………………………………………..5ATTENDANCE REQUIREMENTS ………………………………………………………………………………………………5eLEARNING, READINGS, REFERENCES AND MATERIALS ……………………………………………………..6REQUIRED TEXT(S) ………………………………………………………………………………………………………………….6KEY REFERENCES ……………………………………………………………………………………………………………………6ADDITIONAL MATERIALS ……………………………………………………………………………………………………….6LECTURES ………………………………………………………………………………………………………………………………..7Lecture Recording………………………………………………………………………………………………………………………..7Your Privacy – Lecture Recording ………………………………………………………………………………………………….8TUTORIALS ………………………………………………………………………………………………………………………………8SECTION B: ASSESSMENT ……………………………………………………………………………………………………………9ASSESSMENT LEARNING OUTCOME MATRIX …………………………………………………………………….. 11EXTENSIONS………………………………………………………………………………………………………………………….. 11LATE SUBMISSION OF ASSESSMENT TASKS ……………………………………………………………………….. 11SUPPLEMENTARY ASSESSMENTS………………………………………………………………………………………… 11SUPPLEMENTARY EXAMINATIONS ……………………………………………………………………………………… 11UOW GRADE DESCRIPTORS………………………………………………………………………………………………….. 12MINIMUM PERFORMANCE REQUIREMENTS ……………………………………………………………………….. 12REVIEW AND APPEAL OF ACADEMIC DECISIONS ………………………………………………………………. 12ASSESSMENT QUALITY CYCLE ……………………………………………………………………………………………. 12COLLECTION …………………………………………………………………………………………………………………………. 13RETENTION ……………………………………………………………………………………………………………………………. 13SCALING ………………………………………………………………………………………………………………………………… 13LEARNING ANALYTICS…………………………………………………………………………………………………………. 13ASSURANCE OF LEARNING ………………………………………………………………………………………………….. 13ACADEMIC INTEGRITY …………………………………………………………………………………………………………. 13PLAGIARISM PREVENTION …………………………………………………………………………………………………… 14TURNITIN……………………………………………………………………………………………………………………………….. 14REFERENCING – WHY DO YOU NEED TO REFERENCE?……………………………………………………….. 15THE HARVARD SYSTEM OF REFERENCING AND CITATION OF INTERNET SOURCES ………. 15ACADEMIC COMPLAINTS……………………………………………………………………………………………………… 15SECTION C: GENERAL ADVICE TO STUDENTS – Policies and Procedures ……………………………………. 15FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 5 of 15SECTION A: GENERAL INFORMATIONSUBJECT DESCRIPTIONThis subject examines a bank’s lending process and the securities associated with it. The subject includescomprehensive discussion of issues concerning lending within the banking environment, such as regulation ofsecurity offerings, principles of good lending, documents involved in lending, lending and the consumer creditcode, new developments in lending and securities, and their impact on the banking sector.STUDENT LEARNING OUTCOMESOn successful completion of this subject, students will be able to:1. Appraise the impact of lending and securities market on credit management by banks both within theAustralian and International context.2. Analyse financial information for origination, assessment, documentation, management and supervisionof loans and securities.3. Analyse the issues relating to the compliance with regulation, credit codes and the relevant legalframework in the lending management of banks.4. Evaluate the effect of social, economic, political and cultural factors on the lending operations and riskmanagement of banks.UPDATES TO THIS SUBJECTThe School is committed to continual improvement in teaching and learning. In assessing teaching and learningpractices in a subject, the School takes into consideration student feedback from many sources. These sourcesinclude direct student feedback to tutors and lecturers, feedback through Student Services and Business and LawCentral, responses to the Subject and Course Evaluation Surveys. These important student responses are used tomake ongoing changes to subjects and courses. This information is also used to inform systemic comprehensivereviews of subjects and courses.The text book was updated as a new edition of the text book with current developments in the banking industry isavailable now. The subject content was updated based on new developments in the banking industry.EXTRAORDINARY CHANGES TO THE SUBJECT OUTLINEIn extraordinary circumstances the provisions stipulated in this Subject Outline may require amendment after theSubject Outline has been distributed. All students enrolled in the subject will be notified and have the opportunityto provide feedback in relation to the proposed amendment, where practicable, prior to the amendment beingfinalised.COURSE LEARNING OUTCOMESCourse Learning Outcomes can be found in the Course Handbookhttps://www.uow.edu.au/handbook/index.html.ATTENDANCE REQUIREMENTSThe Faculty of Business and Law expects all students to actively use and review all online content provided forthis subject. Participation with remote delivery content will be monitored and is required in order to have areasonable attempt at this subjectFIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 6 of 15eLEARNING, READINGS, REFERENCES AND MATERIALSSUBJECT eLEARNINGThe University uses the eLearning system Moodle to support all coursework subjects. The subject Moodle sitecan be accessed via:https://moodle.uowplatform.edu.au/course/view.php?id=22813IN ADDITION TO THE UOW ONLINE WOLLONGONG DISTANCE MOODLE SITE YOU WILL ALSOHAVE ACCESS TO THE REMOTE STUDY SUPPORT SITE.Remote Study Support Moodle site (TCHR054_20) is accessible to support your studies from remote locationsaround the globe until you can return to on campus study. This site will appear as an additional site on your listof active Moodle subject sites.This site contains comprehensive information with a range of resources related to teaching and learning as wellas other student support information.REQUIRED TEXT(S)Sathye Milind and James Bartle, (2017), Credit Analysis & Lending Management, Fourth Edition, MirabelPublishing, ISBN 978-0-7346-0821-5. A$94.95.Textbooks are available online from the University Bookshop at https://unishop.uow.edu.au/KEY REFERENCESThe recommended readings below are not intended as an exhaustive list of references. Students should also usethe library catalogue and databases to locate additional resources.1. Brinkmeyer, Hormut (2015), “Drivers of bank lending” Springer Verlag.2. Brueggeman, W.B. & J.D. Fisher (2008), Real Estate Finance and Investments, McGraw Hill Irwin.2. De Lucia, RD (2003), Commercial Bank and Financial Institutions Management, 5th Edition, Lawbook.3. Hong Kong Institute of Bankers, (2012), Bank lending, John Wiley & Sons, Singapore.4. Lange Helen et al., (2007), Financial Institutions Management, 2nd Edition, McGraw Hill Companies, Inc.5. Onyiriuba, Leonard, (2015), “Emerging market bank lending and credit risk control.” Academic Press.5. Rose, PS (2002), Commercial Bank Management, 5th Edition, McGraw Hill/Irwin.6. Weaver, PM (2015), Banking and Lending Practice, Lawbook Company, Australia.7. Weerasooria, WS (1998), Bank Lending and Securities in Australia, Butterworths.ADDITIONAL MATERIALSAdditional Readings will be provided each week in lectures.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 7 of 15LECTURESLecture TimesLectures will be available online, ECHO, in the subject’s Moodle siteLectures will be held on: DayStart TimeEnd TimeRoomMonday13:3015:30Recorded Lecture Online Trimester 2 WeekDateTopics CoveredReadings117 May 2021Emergency Evacuation ProceduresPrinciples of Lending and Lending BasicsReadings: Sathye et al.Chapter 1224 May 2021Financial Statement AnalysisCredit Scoring TechniquesChapter 2Chapter 3331 May 2021Credit Risk AnalysisChapter 4407 Jun 2021Consumer LendingReal Estate LendingChapter 5Chapter 6514 Jun 2021Discussion On Mid-session topicsMid-session ExaminationChapter 1 to 4621 Jun 2021Security, Consumer Credit Legislation&Legal Aspects of LendingChapter 7728 Jun 2021Corporate LendingChapter 8805 Jul 2021Small Business lendingChapter 9919 Jul 2021International LendingChapter 101026 Jul 2021Problem Loan ManagementSubject ReviewChapter 13 Lecture RecordingThe University of Wollongong supports the recording of lectures as a supplemental study tool, to provide studentswith equity of access, and as a technology-enriched learning strategy to enhance the student experience.If you make your own recording of a lecture you can only do so with the explicit permission of the lecturer andthose people who are also being recorded.You may only use recorded lectures, whether they are your own or recorded by the university, for your owneducational purposes. Recordings cannot be altered, shared or published on another platform, without permissionof the University, and to do so may contravene the University’s Copyright Policy, Privacy Policy, IntellectualProperty Policy, IT Acceptable Use Policy and Student Conduct Rules. Unauthorised sharing of recordings mayalso involve a breach of law under the Copyright Act 1969.All lectures in this subject will be recorded, when they are scheduled in venues that are equipped with ECHO360lecture recording technology, and made available via the subject Moodle site within 48 hours.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 8 of 15Your Privacy – Lecture RecordingIn accordance with the Student Privacy & Disclosure Statement, when undertaking our normal teaching andlearning activities, the University may collect your personal information. This collection may occur incidentallyduring the recording of lectures in equipped venues (i.e. when your identity can be ascertained by your image,voice or opinion), therefore the University further advises students that: Lecture recordings are made available to students, university staff, and affiliates, securely on theuniversity’s Echo360 ALP (Active Learning Platform) and via the subject Moodle eLearning site;Recordings are made available only for the purpose for which they were recorded, for example, as asupplemental study tool or to support equity and access to educational resources;Recordings are stored securely for up to four years If you have any concerns about the use or accuracy of your personal information collected in a lecture recording,you may approach your Subject Coordinator to discuss your particular circumstances.The University is committed to ensuring your privacy is protected. If you have a concern about how your personalinformation is being used or managed please refer to the University’s Privacy Policy or consult our Privacywebpage https://www.uow.edu.au/privacy/TUTORIALSTutorial/Seminar/Workshop TimesDue to the Coronavirus Pandemic this subject has been adjusted for remote delivery and tutorial arrangementswill be provided by your Subject Coordinator. Please check Subject Moodle site regularly –https://moodle.uowplatform.edu.au/course/view.php?id=22813The School uses the SMP Online Tutorial System and tutorial times and locations can be found athttps://business.uow.edu.au/sydney-bschool/current/tutorials/index.html.Please note that tutorial times on the timetable are provisional and may change.Trimester 2 WeekWeekCommencingTopics CoveredReadings and Activities224 May 2021Emergency Evacuation ProceduresSubject IntroductionTopics will be assigned for majorassignment.Principles of Lending and Lending BasicsFinancial Statement AnalysisTUTORIAL QUESTIONS (Sathye et al.)Chapter 1 Q. 1, 2, 3, 4, 5, 6, 7, 8, 9, 10Chapter 2 Q. 2, 3, 4, 8, 9, 10407 Jun 2021Credit Scoring TechniquesCredit Risk AnalysisChapter 3 Q. 1, 2, 3,6, 7Chapter 4 Q. 1, 2, 6, 7, 8, 9, 10,11514 Jun 2021Mid-session Examination on 14/6/2021621 Jun 2021Consumer LendingReal Estate LendingChapter 5 Q. 1,2, 4, 6.Chapter 6 Q. 1,2, 3, 4, 6, 7, 8, 9805 Jul 2021Security, Consumer Credit Legislation &Legal Aspects of LendingCorporate LendingSmall Business LendingChapter 7 Q. 1, 2, 4, 5, 6, 7, 8, 10Chapter 8 Q. 1, 2, 3, 4, 5, 6, 8, 10.Chapter 9; Q 1,2, 3,4,5,6,71026 Jul 2021International LendingProblem Loan ManagementChapter 10 Q 1, 2, 4, 5, 6,7, 8, 9Chapter 13 Q. 1, 2, 3, 4, 5, 8, 10. FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 9 of 15SECTION B: ASSESSMENT AssessmentForm of Assessment%Assessment1Quiz20%Assessment2Report30%Assessment3Assignment50%TOTAL100% Please note: Copies of student work may be retained by the University in order to facilitate quality assurance ofassessment processes.A formative assessment activity (with written or verbal feedback) will be conducted before census date – pleasesee UOW Key Dates. Assessment1Quiz-Mid-session testTopicMid-session ExamLength2 HoursWeighting20%Due Date14 Jun 2021 (Monday in Trimester 2 Week 5)Final submission time:3:30pmType of CollaborationIndividual assessmentMarking CriteriaMarks awarded for correct technical knowledge and understanding oftheoretical concepts.Style and FormatShort answer questions and problem questions. Detailed criterion will beposted on Moodle.Assessment SubmissionOnline Via MoodleThis assessment has been set up to be checked by Turnitin, a tool which helpsyou check whether you have referenced correctly. You can submit yourassessment task to Turnitin prior to the due date and Turnitin will give you anoriginality report. You may then make any changes that may be required andresubmit your final version by the due date.Assessment ReturnResults will be published two weeks after the test on SOLS.Detailed InformationThe mid-session test will cover all lecture topics up to and including week 3lecture topics and week 4 tutorial topics. Further details on the format of theexam will be advised during the lectures. and on Moodle. Assessment2Report-Case study analysis reportTopicCase StudyLength3000 wordsWeighting30%Due Date05 Jul 2021 (In your assigned tutorial in Trimester 2 Week 8)Final submission time:5:00pmType of CollaborationIndividual assessmentMarking CriteriaThe case study will be marked based on1. The quality of literature review2. The quality of analysis.3. The structure of the report.4. The quality of readings evidenced by references.5. The quality of recommendations made.6. Presentation of the report FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 10 of 15 Style and FormatThe report should be professionally presented using Times New Roman 12point font, appropriate margins, structured properly supported by appendicesfor data and diagrams, if any.Assessment SubmissionOnline Via MoodleThis assessment has been set up to be checked by Turnitin, a tool which helpsyou check whether you have referenced correctly. You can submit yourassessment task to Turnitin prior to the due date and Turnitin will give you anoriginality report. You may then make any changes that may be required andresubmit your final version by the due date.Assessment ReturnTwo weeks after submission via email.Detailed InformationThe student will be required to:1. Review the current literature on consumer lending with emphasis oncurrent developments.2. Identify relevant issues relating to consumer lending by banks.3. Relate the issues identified through the literature review to the consumerlending business of one bank.4. Critically analyse the consumer lending products and services of the bankin the area of consumer lending in terms of the literature.5. Compare and analyse the terms and condition of consumer lendingproducts of your bank with the consumer lending products of another bank.6. Draw appropriate conclusions and provide recommendations based on thecomparison and analysis. Assessment3Assignment-Problem based questionTopicFinal AssignmentLength3 hoursWeighting50%Due DateTo Be Announced Final submission time:5:00pmType of CollaborationIndividual assessmentMarking CriteriaMarks awarded for correct technical knowledge and understanding oftheoretical concepts.Style and FormatProblem based and essay type questionsAssessment SubmissionOnline Via MoodleThis assessment has been set up to be checked by Turnitin, a tool which helpsyou check whether you have referenced correctly. You can submit yourassessment task to Turnitin prior to the due date and Turnitin will give you anoriginality report. You may then make any changes that may be required andresubmit your final version by the due date.Assessment ReturnResults will be published on SOLS in accordance with the Universitycalendar.Detailed InformationThe final assignment will cover all topics covered in this subject. FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 11 of 15ASSESSMENT LEARNING OUTCOME MATRIX Learning OutcomesMeasures – Assessment weightingMid-sessionExamCaseStudyFinalAssignment(20%)(30%)(50%)Appraise the impact of lending and securities market on creditmanagement by banks both within the Australian and International context.✔✔Analyse financial information for origination, assessment, documentation,management and supervision of loans and securities.✔✔✔Analyse the issues relating to the compliance with regulation, credit codesand the relevant legal framework in the lending management of banks.✔✔Evaluate the effect of social, economic, political and cultural factors on thelending operations and risk management of banks.✔✔✔ EXTENSIONSExtensions of time to submit material for assessment can only be requested in advance of the due date for anassessment activity through the Academic Consideration process on SOLS. For more information please refer tothe Student Academic Consideration Policy at: http://www.uow.edu.au/about/policy/UOW058721.htmlLATE SUBMISSION OF ASSESSMENT TASKSAssessed work submitted late will be penalised by the deduction of 10 percent of the maximum possible markfor that assessment per working day or part thereof. The operation of this rule will not result in a negative markbeing carried forward.This penalty for late submission may be waived upon presentation of a medical certificate of illness for arelevant period, or upon evidence of untoward or approved circumstances that fall under the Student AcademicConsideration Policy (see Sydney Business School Moodle sitehttps://moodle.uowplatform.edu.au/course/view.php?id=16092)SUPPLEMENTARY ASSESSMENTSSupplementary assessment may be offered to students whose performance in this subject is close to that requiredto pass the subject, and are otherwise identified as meriting an offer of a supplementary assessment. The SubjectCoordinator will determine the precise form of supplementary assessment at the time the offer of a supplementaryis made. In some circumstances you may be offered a supplementary exam. For more information aboutSupplementary Exams refer to https://www.uow.edu.au/student/exams/timetabledates/index.htmlSUPPLEMENTARY EXAMINATIONSStudents who suffer illness or other circumstances beyond their control which are likely to affect their academicperformance on the day of an examination should not attempt the exam. These students should obtain a MedicalCertificate or other approved supporting documentation and follow the University’s Academic Considerationapplication process to apply for a supplementary exam. The School will not approve students to re-sit anexamination. See Section C, Student Academic Consideration Policy for further details.Students approved for a supplementary examination will receive a minimum of five (5) days’ notice viaSOLSMail, regarding the examination date, time and location. Supplementary exam period dates can be found athttps://www.uow.edu.au/student/exams/timetabledates/index.html.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 12 of 15UOW GRADE DESCRIPTORSThe UOW Grade Descriptors are general statements that communicate what our grades represent, in terms ofstandards of performance, and provide a frame of reference to ensure that assessment practice across theUniversity is appropriate, consistent and fair. Grade Descriptors are expressed in general terms so that they areapplicable to a broad range of disciplines. For more information on the UOW grade descriptors see:https://www.uow.edu.au/curriculum-transformation/aqc/uowgradedescriptors/index.htmlMINIMUM PERFORMANCE REQUIREMENTSTo be eligible to pass this subject, students must complete all assessment tasks for this subject. In addition, youmust achieve a total mark of 50% or over for all assessment tasks and obtain a minimum of 50% in the finalexamination or major piece of assessment (where there is no final exam).In accordance with the General Course Rules where a student gains a mark of 50 or greater and does not meet thespecified level in an assessment task required to pass the subject, a Technical Fail (TF) grade for the subject willappear on their Academic Transcript. Where a Technical Fail is given the following applies:a. Failure of the subject;b. a TF without a mark will be granted;c. a TF will be presented on the student’s academic transcript;d. The allocated mark of 49 will be used as the WAM calculation for subjects at all levels.Failure to complete all assessment tasks will normally result in failure of the entire subject, other marksnotwithstanding.Students should note that each credit point normally requires about 2 hours of study per week. Thus, a 6 creditpoint subject requires that students commit about 12 hours study a week, including attendance at lectures andtutorialsStudents who fail a subject will not normally be eligible for a supplementary exam but may be approved ifextenuating circumstances exist. Approval for a supplementary exam in these circumstances needs to be given bythe relevant Head of School and Faculty Assessment Committee. Students who believe they may be eligible, andwho have not already been advised accordingly, should consult their Lecturer or Subject Coordinator.REVIEW AND APPEAL OF ACADEMIC DECISIONSA student may request an explanation of a mark for an assessment task or a final grade for a subject consistentwith the student’s right to appropriate and useful feedback on their performance in an assessment task. A studentmay also seek further explanation for other academic decisions such as Academic Consideration, SupplementaryAssessment or Credit for Prior Learning. If a student is not satisfied with the explanation, or have further concerns,they may have grounds for a formal review. For further information refer tohttps://documents.uow.edu.au/about/policy/students/UOW189967.htmlASSESSMENT QUALITY CYCLEThe UOW Assessment Quality Cycle provides a level of assurance that assessment practices across the Universityare appropriate, consistent and fair. Quality assurance activities are undertaken to support the continuousimprovement of assessment and promote good practices in relation to assessment design, marking and review ofthe subject prior to subsequent delivery.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 13 of 15COLLECTIONAssessment items will normally be returned to students within three (3) weeks of the due date. Assessment taskswhich are relevant to the final examination for the subject will be marked and available for collection prior to thestudy week before the final examination.RETENTIONThe university retains records of student academic work in accordance with the University Records ManagementPolicy and the State Records Act 1988 and uses these records in accordance with the University Privacy Policyand the Privacy and Personal Information Protection Act 1998.SCALINGMarks awarded for any assessment task or part of any assessment task, including an examination may be subjectto scaling at the end of the session. Marks will be scaled only when unpredicted circumstances occur and in orderto ensure fairness of marking across groups of students. The method of scaling will depend on the type of scalingrequired by the circumstances. When scaling is deemed necessary, it will follow a detailed consideration by theUnit Assessment Committee and/or the Faculty Assessment Committee of the marks of the group of studentsconcerned. Scaling will not affect any individual student’s rank order within their cohort. For more informationplease refer to Standards for the Finalisation of Student Results – Schedule 1: Scaling Guidelineshttps://www.uow.edu.au/about/policy/UOW039331.html for details.LEARNING ANALYTICSLearning Analytics data (such as student engagement with Moodle, access to recorded lectures, University Libraryusage, task marks, and use of SOLS) may be used by the Subject Coordinator and your faculty’s Head of Studentsto assist in analysing student engagement, and to identify and recommend support to students who may be at riskof failure. If you have questions about the kinds of data the University uses, how we collect it, and how we protectyour privacy in the use of this data, please refer to https://www.uow.edu.au/about/privacy/index.html.ASSURANCE OF LEARNINGWhat will students learn in their degree?The Faculty of Business and Law ensures each degree has specified course learning outcomes which assure thatstudents attain knowledge, skills and competencies at the appropriate qualification level. These course learningoutcomes align with the curriculum. These are evaluated through existing assessment tasks within subjects.The Faculty uses Assurance of Learning (AOL) to assess how students meet the specified course learningoutcomes and how well our graduates have achieved these. AOL collects and analyses student results data tocontinuously improve degrees offered by the Faculty which leads to improved student learning.ACADEMIC INTEGRITYThe University’s Academic Integrity and Plagiarism Policy, school moodle sites and subject guides clearly set outthe University’s expectation that students submit only their own original work for assessment and avoidplagiarising the work of others or cheating. Re-using any of your own work (either in part or in full) which youhave submitted previously for assessment is not permitted without appropriate acknowledgement. Plagiarism canbe detected and has led to students being expelled from the University.The use by students of any website that provides access to essays or other assessment items (sometimes marketedas ‘resources’), is extremely unwise. Students who provide an assessment item (or provide access to an assessmentitem) to others, either directly or indirectly (for example by uploading an assessment item to a website) areconsidered by the university to be intentionally or recklessly helping other students to cheat. Uploading anFIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 14 of 15assessment task, subject outline or other course materials without express permission of the University isconsidered academic misconduct and students place themselves at risk of being expelled from the University.Students should visit the following University website and become familiar with the University’s policy onplagiarism https://www.uow.edu.au/about/policy/UOW058648.html.PLAGIARISM PREVENTIONThe School has an e-learning module which aims to orientate you with the knowledge and resources to: avoid problems related to plagiarismdevelop your capacity to integrate evidence into your argumentsreference correctly. The online module is openly available for use by students at any stage in their degree. You are stronglyencouraged to use the module to help in assessing the academic integrity of your written work. The module canbe accessed via https://moodle.uowplatform.edu.au/course/view.php?id=5679.TURNITINTurnitin is a service used by UOW as a tool educating students about the importance of correct citations andreferencing techniques in addition to identifying where students have copied or reused the work of others – knownas plagiarism. For tips about writing with academic integrity and avoiding plagiarism please see above: AcademicIntegrity and Plagiarism and https://www.uow.edu.au/student/services/ld/students/UOW021315.htmlThe Turnitin system checks each student’s written assessment against electronic text; on the publicly accessible Internet,in published works (including ABI/Inform, Periodical Abstracts, Business dateline, and electronicbooks),on the ProQuest and Gale commercial databases, andin every assignment previously submitted to Turnitin When a student submits his/her written assessment, the system generates an ‘originality report’ that highlights thesimilarity found between the assessment and all the sources checked by Turnitin. Turnitin does not check thatreferences are in the correct Harvard format. It is the student’s responsibility to check that all references followthe Harvard format detailed on https://uow.libguides.com/refcite/uowharvard.It is compulsory for all students to submit all written assignments (final version) in a word (.doc/.docx) formatinto the Turnitin system regardless of whether it is electronic or paper based. Your lecturer will advise whether ahard copy of the report is required with any paper based assignment submission.Students are encouraged to submit drafts of their assignment to Turnitin before the due date, thus enabling studentsto check their referencing and rectify any issues before submission of the final version.1. Use one document name only for each assignment that includes your UOW student number2. Any resubmissions must use the same document name as the original submission3. References must be included in your Turnitin submission4. Do not include the assignment topic question at the beginning of your submission5. Where a paper based copy is required with the assignment submission, the originality report providedwith the assignment submission must be consistent with your last submission to TurnitinFailure to comply with these requirements may result in penalties being applied.FIN 956 Subject Outline Trimester 2, 2021 Wollongong and Sydney On Campus Page 15 of 15REFERENCING – WHY DO YOU NEED TO REFERENCE?At University it is necessary to acknowledge the sources of information and ideas that you have incorporated inyour assessment tasks. Failure to do this thoroughly may result in accusations of plagiarism: this is the academicequivalent of stealing (because by not acknowledging someone else’s work, you are presenting it as your own).Plagiarism is taken very seriously by the University and may result in expulsion from the University.Referencing is not only about acknowledging other people’s work; accurate referencing and lists of references arebeneficial when researching a topic as they allow the reader to follow up information and read further in the area.In a sense, references provide readers with clues to help them explore different avenues of a topic. This aspect ofreferencing will become more valuable to you as you progress in your studies.There is a correct procedure that must be followed when referencing and using footnotes. Not complying withthese set techniques and format will most likely result in loss of marks. When writing an essay it is easiest toreference as you go, making sure you are writing down all relevant information. This will save hours trying tofind the source again in the library.THE HARVARD SYSTEM OF REFERENCING AND CITATION OFINTERNET SOURCESThe Faculty of Business and Law uses the Harvard system of referencing. This system makes use of shortreferences within the body of the text. It is supplemented by a detailed list of references at the end of the text,which provides all the information necessary to find the source material. In-text references include the author andyear of publication, and where necessary the page number(s).It is necessary for students to reference all sources used in their written work, including file transfer protocol sites,worldwide web sites, telnet sites, synchronous communications (MOOs, MUDs, IRC, etc.) GOPHER sites, email,Listserv and Newsgroup citations.It is the responsibility of students to ensure that they are familiar with the Harvard system of referencing and withthe accepted Faculty of Business and Law practice for referencing electronic material and that they use itaccurately in all written work submitted. Students should consult the following University Library website for adetailed explanation of the Harvard system of referencing and examples of how to reference electronic materialhttps://uow.libguides.com/refcite/uowharvardACADEMIC COMPLAINTSIn accordance with the Coursework Student Academic Complaints Policy, a student may request an explanationof a mark for an assessment task or a final grade for a subject consistent with the student’s right to appropriate anduseful feedback on their performance in an assessment task. Refer to the Coursework Student AcademicComplaints Policy for further information – http://www.uow.edu.au/about/policy/UOW058653.htmlSECTION C: GENERAL ADVICE TO STUDENTS –Policies and ProceduresFor general information on university policies and procedures relevant to students, and for details about the rangeof Student Services available, please see Student Resources, Policies and Procedures which can be accessed onlineat https://www.uow.edu.au/business/current-students/student-resources/policies-and-procedures/.For further information on University of Wollongong (UOW) and Sydney Business School Policies please referto the moodle site at https://moodle.uowplatform.edu.au/course/view.php?id=16092

QUALITY: 100% ORIGINAL PAPER – NO PLAGIARISM – CUSTOM PAPER

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